Thanks to ObamaCare, Alabama residents who don’t have insurance or have, but are not satisfied with it, now have new rights, protections and benefits.
- The ACA removes lifetime limits on health benefits.
- The bill brings an end to discrimination for pre-existing conditions. Insurers can no longer deny coverage or charge more because of a pre-existing condition.
- The new law makes prescription drugs affordable for seniors.
- ObamaCare brings new coverage options for young adults. If your plan covers children, you can keep them in your health insurance policy until they are 26 years old.
- ObamaCare covers preventive services with no deductible or co-pay.
The official ObamaCare enrollment period ended on March 31, 2014. Important Notice: Its urgent, to avoid future fines and penalties, to sign up for health insurance under the Affordable Health Care Act.
Alabama Individuals & Families: Find out the most cost efficient healthcare insurance for you.
This is possible through the new online Health Insurance Marketplace, also known as Exchange. The Exchange provides individuals, families and small businesses, who don’t have insurance, a new way to find health coverage that fits their budget and allows them to be treated for the conditions they need help with.
- The Affordable Care Act offers better value for your premium dollar through the 80/20 Rule. Health insurance companies now have to spend at least 80 cents of your premium dollar on health care or improvements to care, or provide you a refund.
- The Health Insurance Marketplace makes it easy to compare plans, find out if you are eligible for lower costs, and enroll.
The health care law provides better options, value and health to the people of Alabama.
- Insurance companies are required to publicly justify their actions if they want to raise rates by 10 percent or more.
- It increases support for community health centers nationwide.
- ObamaCare invests in the primary care workforce.
Check online to compare health insurance plans and get a quote for ObamaCare in Alabama