The Law


The Affordable Care Act offers new rights, protections, benefits and more that allow for new rules when it comes to obtaining health insurance for pre-existing conditions.


One of the most celebrated reforms is that ObamaCare requires insurance companies to cover people with pre-existing health conditions.


Even if you have being denied in the past, you and your family members with pre-existing conditions can now enjoy coverage.


Another important improvement is that insurance companies can’t charge more for people with pre-existing conditions and also cannot put annual or lifetime dollar limits on Essential Health Benefits for most life threatening illnesses.


It is also important to know that all Americans have an option to purchase or be provided with health care based off their income and employment. This way, consumers can buy coverage that fits their needs and their budget.


The official ObamaCare enrollment period ended on March 31, 2014. Important Notice: Its urgent, to avoid future fines and penalties, to sign up for health insurance under the Affordable Health Care Act.


Alabama Individuals & Families: Find out the most cost efficient healthcare insurance for you.






If you have any questions or concerns, you can get help online, on the phone or locally.


ObamaCare By State