We know how important it is to understand what the Affordable Care Act offers. There are new benefits, rights and protections that affect you, your family and your business. For this reason, we want to provide a comprehensive guide that will assist you in further understanding what the bill offers, so you can make well-informed decisions.


ObamaCare helps consumers obtain health insurance by offering new coverage options, helping those who can’t afford it and putting in place strong protections.


New reforms include:


  • Young adults can stay on their plans until 26.
  • Insurance companies cannot drop you when you are sick.
  • There can be no gender discrimination in costs.
  • Insurance companies must cover people with pre-existing conditions.
  • There are no annual or lifetime dollar limits.
  • And more…


The official ObamaCare enrollment period ended on March 31, 2014. Important Notice: Its urgent, to avoid future fines and penalties, to sign up for health insurance under the Affordable Health Care Act.


California Individuals & Families: Find out the most cost efficient healthcare insurance for you.



You have access to these benefits through the Health Insurance Marketplace, which offers federally regulated and subsidized health insurance.


The Marketplace can help if you don’t have coverage now or if you have it but want to look at other options. For the state of California, you can visit Coveredca.com to access yours!


The Marketplace or Exchange gives consumers the opportunity to compare prices and plans before applying. When you follow the application process, you can also learn if you can get lower costs based on your income while comparing your coverage options side-by-side. Thanks to this system, you can choose the combination of price and benefits that fits your budget and meets your needs. Enrolling through the Exchange is easy and fast.


If you have any questions or concerns, take advantage of this free ObamaCare Guide.





ObamaCare has already produced major changes in the state of California.


- The Affordable Care Act will still allow you to apply for, and/or keep Medi-Cal.


- Small businesses can learn a lot from the fact sheet available for them online.


- To view a comprehensive booklet specific to California, you can download the PDF available:


- Find common changes to California law based on the affordable care act:


- Med-Cal is still a very important part of California’s drive for uniform health care to stay in line with the national government. According to coveredca.com “The state of California has expanded Medi-Cal to cover people under age 65, including people with disabilities, who have incomes of $15,856 or less for a single individual and $32,499 or less for a family of four. The coverage is free for those who qualify and is part of the provisions of the Patient Protection and Affordable Care Act.”


- If you are currently enrolled in Medi-Cal, then you are NOT eligible to purchase a different plan from the healthcare marketplace.


- If you already have health insurance, whether through your employer, or through an independent provider that you are satisfied with, you do not need to change anything. You are not required to obtain new health insurance.


- For more information, you can always call the healthcare marketplace at 1-(800)-318-2596. However, you can also call the CoveredCa hotline directly at 1-(800)-300-1506.


ObamaCare By State