Individuals and Families or Small Business Owners that are not already insured, or providing insurance for their employees will see differences throughout 2014, and even more so in 2015. This is due to the national mandate that all United States residents obtain health insurance by March 31, 2014, whether it be through their employer, or their own at the health insurance marketplace at www.healthcare.gov, or with the private provider they prefer.
Now, if you were previously uninsured, and had no way to afford health insurance, the Affordable Care Act was put in place to make things more accessible to the masses. As an uninsured individual, you can apply for health care insurance in Florida through the Marketplace located at www.healthcare.gov. Some states have individual websites that work with the Marketplace, however, others work directly through the marketplace, including Florida.
To start the process of becoming insured in Florida before the deadline, visit www. healthcare.gov and begin filling out an application. This application does not mean that you are required to accept insurance from the Marketplace – it simply indicates that you are exploring your options. Uninsured individuals are usually uninsured because premiums are too high on their own, and their place of employment does not offer insurance. However, now they can sign up for affordable health insurance through the Affordable Care Act Marketplace.
There will be certain individuals who will qualify for major discounts or even free health insurance. Others may find that the premiums offered are out of reach for them. For most, however, if you submit the right documentation, then you will receive an insurance rate that is feasible for you, based on your income and expenses. However, there are exceptions to every rule. Therefore, some individuals may find that health insurance is still out of reach. As an alternative, they can decline health insurance and pay a tax penalty at the end of the year.
The official ObamaCare enrollment period ended on March 31, 2014. Important Notice: Its urgent, to avoid future fines and penalties, to sign up for health insurance under the Affordable Health Care Act.
Florida Individuals & Families: Find out the most cost efficient healthcare insurance for you.
In any case, each individual/family unit, or small business owner will be able to find the situation that works right for them. For more information, visit www.healthcare.gov or call 1-(800)-318-2596.