We know how important it is to understand what the Affordable Care Act offers. There are new benefits, rights and protections that affect you, your family and your business. For this reason, we want to provide a comprehensive guide that will assist you in further understanding what the bill offers, so you can make well-informed decisions.


ObamaCare helps consumers obtain health insurance by offering new coverage options, helping those who can’t afford it and putting in place strong protections.


New reforms include:


  • Young adults can stay on their plans until 26.
  • Insurance companies cannot drop you when you are sick.
  • There can be no gender discrimination in costs.
  • Insurance companies must cover people with pre-existing conditions.
  • There are no annual or lifetime dollar limits.
  • And more…


The official ObamaCare enrollment period ended on March 31, 2014. Important Notice: Its urgent, to avoid future fines and penalties, to sign up for health insurance under the Affordable Health Care Act.


North Carolina Individuals & Families: Find out the most cost efficient healthcare insurance for you.




You have access to these benefits through the Health Insurance Marketplace, which offers federally regulated and subsidized health insurance.


The Marketplace can help if you don’t have coverage now or if you have it but want to look at other options. For the state of North Carolina, you can visit HealthCare.gov to access yours!


The Marketplace or Exchange gives consumers the opportunity to compare prices and plans before applying. When you follow the application process, you can also learn if you can get lower costs based on your income while comparing your coverage options side-by-side. Thanks to this system, you can choose the combination of price and benefits that fits your budget and meets your needs. Enrolling through the Exchange is easy and fast.


If you have any questions or concerns, take advantage of this free ObamaCare Guide.





ObamaCare has already produced major changes in the state of North Carolina.


  • Thanks to the Affordable Care Act, 83% of North Carolinians who have insurance have more choices and stronger coverage than ever before, and for the 17% who don’t have insurance they now have choices.
  • From the 1,346,603 (17%) North Carolinians who are uninsured and eligible 743,211 (55%) are White, 379,704 (28%) are African American, 138,385 (10%) are Latino/Hispanic and 36,008 (3%) are Asian American or Pacific Islander.
  • From the 1,346,603 (17%) North Carolinians who are uninsured and eligible 497,215 (37%) are 19-34 years old.
  • From the 1,346,603 (17%) North Carolinians who are uninsured and eligible 706,013 (52%) are male.
  • North Carolina has received $87,357,315 in grants for research, planning, information technology development, and implementation of its Health Insurance Marketplace.
  • Under the health care law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old. This includes 95,000 young adults in North Carolina.
  • As many as 4,099,922 non-elderly North Carolinians have some type of pre-existing health condition, including 539,092 children.
  • 5,866 North Carolinians with pre-existing conditions have gained coverage through the Pre-Existing Condition Insurance Plan since the program began.
  • Health insurance companies now have to spend at least 80 cents of your premium dollar on health care or improvements to care, or provide you a refund.
  • Already, 3,091,000 people in North Carolina, including 1,186,000 women and 804,000 children, are free from worrying about lifetime limits on coverage.


ObamaCare By State