HOW IT WORKS:

Our 2 Step 2 Minute process if fast and easy:

You can view what plans are available to you along with price quotes. Quotes are presented for all of the major health insurance carriers available to you including Blue Cross, Blue Shield, Aetna, Humana, United, Assurant, Kaiser (in select states), Cigna, along with regional plan providers.

STEP 1: Applicant Information

In order to provide you with a quote, we need the following information:

- Date of Birth, Height/Weight, and   Gender.

- Whom you would like to insure?

- Basic Health information.

- Contact Information for a licensed   agent to help you

STEP 2: See Quotes

You will be presented with available plans
which fit your profile:

Depending on your location and health profile, this could include quotes from the providers above and others. You will also be given the option to work with a health insurance agent.

Have you been meaning to apply for Obamacare health insurance but don’t know how to begin?

Do you think you’re paying too much for your current health coverage, and would you like to find more affordable medical health insurance plans? If you’d like to have the Obamacare health care plan explained to you by experienced professionals so that you can choose the best medical insurance plan for you, then ObamaCare-Guide.org can help.

In 2010, the Patient Protection and Affordable Care Act (PPACA), often called Obamacare, was developed in an attempt to improve access to affordable health care throughout the country through regulation. Since the reform law was enacted, we’ve helped thousands of Oregon residents in finding affordable health insurance plans via our easy two-step process. By inputting basic personal information, you can use the health insurance marketplace to compare health insurance quotes for yourself, your family members and your small businesses employees within two minutes’ time. Even patients with a pre-existing condition can enroll in an individual health insurance plan under Obamacare.

For your convenience, we have friendly licensed insurance agents available to answer your questions, help you evaluate the major medical health insurance providers available in OR state and even go over Obamacare health pros and cons with you.

Whether you’re uninsured or unhappy with your current plan, let us help you discover a long-term medical health insurance plan that will satisfy your coverage needs and your budget.

oregon affordable care act resource center

 

 


WHAT INFORMATION DO I NEED WHEN APPLYING FOR OBAMACARE HEALTH INSURANCE IN OREGON?

You should have this information for yourself and all your dependents when looking at the options selected by your employer in Cover Oregon:


  • Personal information, including Social Security number and date of birth.

  • Names of current doctors and other medical providers.

  • Current coverage status, including whether or not you or your dependents are on COBRA or State Continuation.

  • Your monthly budget for premiums.

WHAT IS THE DIFFERENCE BETWEEN THE PLANS OFFERED IN THE MARKETPLACE?

The Marketplace offers:

  • bronze plans

    This is the lowest cost plan available.

    • It has the lowest premiums and the lowest actuarial value.
    • The actuarial value of a bronze plan is 60%. This means that 60% of medical costs are paid for by the insurance company, leaving the other 40% to be paid by you.
  • silver plans

    This is the second lowest cost plan.

    • It has an actuarial value of 70%. This means that 70% of medical costs are paid for by the insurance company, leaving the other 30% to be paid by you.
  • gold plans

    This is the second most expensive plan.

    • It has an actuarial value of 80%. This means that 80% of medical costs are paid for by the insurance company, leaving the other 20% to be paid by you.
  • platinum plans

    This is the plan with the highest premiums.

    • The Platinum plan as an actuarial value of 90%. This means that 90% of medical costs are paid for by the insurance company, leaving the other 10% to be paid by you.
  • Catastrophic Plans

    These are plans for people under 30.

    • They usually have high deductibles, essential benefits and low premiums.

  • COMPARE
    PLANS

    Click here to compare
    and choose the
    best plan for you

HOW LONG CAN CHILDREN STAY ON MY HEALTH INSURANCE POLICY?

The official ObamaCare enrollment period ended on March 31, 2014. Important Notice: Its urgent, to avoid future fines and penalties, to sign up for health insurance under the Affordable Health Care Act.

Oregon Individuals & Families: Find out the most cost efficient healthcare insurance for you.

Under the health care law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old.

CAN MY CHILDREN BE DENIED COVERAGE IF THEY HAVE ASTHMA OR DIABETES?

No. Under the new health reform, insurers can no longer deny coverage to children because of a pre-existing condition, like asthma or diabetes. Health insurers will no longer be able to charge more or deny coverage to anyone because of a pre-existing condition.

WHERE CAN I FIND AN “EMPLOYER COVERAGE TOOL” FORM?

You can probably get an “Employer Coverage Tool” form by visiting your job’s Human Resources Department or by contacting the person in charge of health insurance plans in your place of work.

DENTAL PLANS

Cover Oregon also offers dental plans to individuals, families and businesses. Visit CoverOregon.com to check your options.

WHERE DOES THE FUNDING GO IN THE COMMUNITIES?

Under ObamaCare, funding is increased to promote better health and services in all communities.

The funds are used to:

  • Support ongoing health center operations.
  • Establish new health center sites.
  • Expand services.
  • Support major capital improvement projects.
  • Help enroll uninsured Americans in the Health Insurance Marketplace.
  • Hire more workers.
  • To repay educational loans and provide scholarships to primary care physicians, dentists, nurse practitioners, physician assistants, behavioral health providers, and other primary care providers who practice in areas of the country that have too few health care professionals.

IS HEALTHY KIDS ENDING?

No, Healthy Kids coverage is not ending. Kids and teens currently covered by Healthy Kids will maintain coverage.

DO ALL PLANS SOLD IN THE MARKETPLACE COMPLY WITH THE NEW HEALTH REFORM?

Yes. All health insurance sold on official Marketplaces must include all the new benefits, rights and protections of the Affordable Care Act. To access the Oregon ObamaCare Exchange go here.

If you have any questions contact Healthcare.gov by calling 1-855-268-3767

TTY: 1-855-889-4325. Available 24 hours a day, 7 days a week.

WHAT IS THE OFFICIAL MARKETPLACE FOR OREGON?

Cover Oregon is your state’s official Marketplace for Oregon. Visit CoverOregon.com

HOW CAN I KNOW IF I QUALIFY FOR FINANCIAL HELP?

Cover Oregon makes it easy to find out if you qualify for financial help to pay for your coverage. Please visit CoveredOregon.com and add in your information to see if you qualify.

FACTS

  • CoverOregon.com is your state’s official ObamaCare website for Oregon.
  • All health insurance sold on CoverOregon.com includes all the new benefits, rights and protections of the Affordable Care Act.
  • The law bans insurance companies from imposing lifetime dollar limits on health benefits.
  • Not everyone who doesn’t have insurance will be charged a fee or will get cost assistance.
  • How much you pay for your premium depends on your income and household size (Tax credits and cost-sharing).
  • Location, income, smoking status, family size and age all affect the cost of your health insurance premium.
  • Cover Oregon offers health insurance plans only, both medical and dental.
  • Healthy Kids does not end its coverage under the new health reform. Kids and teens currently covered by Healthy Kids will maintain coverage under ObamaCare.
  • Subsidies are given as refundable tax credits.
  • Affordable health insurance is defined as 8% of your income.