The Affordable Care Act (ACA) is the national health reform, which includes new responsibilities and opportunities for employers.


The bill provides incentives to help make offering health insurance coverage to workers easier and, in some cases, more affordable.


The official ObamaCare enrollment period ended on March 31, 2014. Important Notice: Its urgent, to avoid future fines and penalties, to sign up for health insurance under the Affordable Health Care Act.


Oregon Individuals & Families: Find out the most cost efficient healthcare insurance for you.




What you need to know


The step-by-step online process by Cover Oregon makes it easy to select a plan and enroll for coverage.


Employers and employees have access to online tools, resources and application assistance.


When enrolling, have the following information about yourself and your dependents on hand:


  • Personal information, including Social Security number and date of birth
  • Names of current doctors and other medical providers
  • Current coverage status, including whether or not you or your dependents are on COBRA or State Continuation
  • Your monthly budget for premiums


Financial Help


Starting in 2014, the Small Business Health Care Tax Credit may cover up to 50 percent of premium costs for taxable organizations and up to 35 percent for tax-exempt organizations.


To qualify:


  • Pay at least 50 percent of employee-only health insurance premiums
  • Employ fewer than 25 full-time workers
  • Pay average annual wages of less than $50,000


Qualified employers must claim the credit on their annual income tax return.


Eligible tax-exempt employers may be eligible for a refundable credit.




When your employer partners with Cover Oregon to offer group health coverage, you’ll be able to enroll in health insurance right here.


After enrollment, your health insurance company will send you a membership ID card and summary of benefits and coverage (SBC).


Your portion of the premium, if any, will be deducted from your paycheck.


Employers and their Employees


If your company is covered by the Fair Labor Standards Act, you must have provided a written notice to employees informing them:


  • About the Health Insurance Marketplace.
  • That, depending on any coverage you offer, they may be able to get lower costs on private insurance in the Marketplace based on their income.
  • That if they buy insurance through the Marketplace, they may lose the employer contribution (if any) to their health benefits.




If you are an employer or employee with questions please call 1-855-268-3767


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