We know how important it is to understand what the Affordable Care Act offers. There are new benefits, rights and protections that affect you, your family and your business. For this reason, we want to provide a comprehensive guide that will assist you in further understanding what the bill offers, so you can make well-informed decisions.
ObamaCare helps consumers obtain health insurance by offering new coverage options, helping those who can’t afford it and putting in place strong protections.
New reforms include:
- Young adults can stay on their plans until 26.
- Insurance companies cannot drop you when you are sick.
- There can be no gender discrimination in costs.
- Insurance companies must cover people with pre-existing conditions.
- There are no annual or lifetime dollar limits.
- And more…
The official ObamaCare enrollment period ended on March 31, 2014. Important Notice: Its urgent, to avoid future fines and penalties, to sign up for health insurance under the Affordable Health Care Act.
Pennsylvania Individuals & Families: Find out the most cost efficient healthcare insurance for you.
You have access to these benefits through the Health Insurance Marketplace, which offers federally regulated and subsidized health insurance.
The Marketplace can help if you don’t have coverage now or if you have it but want to look at other options. For the state of Pennsylvania, you can visit HealthCare.gov to access yours!
The Marketplace or Exchange gives consumers the opportunity to compare prices and plans before applying. When you follow the application process, you can also learn if you can get lower costs based on your income while comparing your coverage options side-by-side. Thanks to this system, you can choose the combination of price and benefits that fits your budget and meets your needs. Enrolling through the Exchange is easy and fast.
If you have any questions or concerns, take advantage of this free ObamaCare Guide.
ObamaCare has already produced major changes in the state of Pennsylvania.
- Thanks to the Affordable Care Act, 88% of Pennsylvanians who have insurance have more choices and stronger coverage than ever before and 12% of Pennsylvanians who don’t have insurance, or Pennsylvania families and small businesses who buy their coverage but aren’t happy with it, have better options.
- Pennsylvania has received $34,832,212 in grants for research, planning, information technology development, and implementation of its Health Insurance Marketplace.
- Under the health care law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old. Thanks to this provision, 91,000 young adults in Pennsylvania.
- As many as 5,489,162 non-elderly Pennsylvanians have some type of pre-existing health condition, including 656,877 children. 6,779 Pennsylvanians with pre-existing conditions have gained coverage through the Pre-Existing Condition Insurance Plan since the program began.
- Pennsylvania has received $5,312,084 under the new law to help fight unreasonable premium increases.
- Already, 4,582,000 people in Pennsylvania, including 1,769,000 women and 1,136,000 children, are free from worrying about lifetime limits on coverage.
- In 2011 and 2012, 71 million Americans with private health insurance gained preventive service coverage with no cost-sharing, including 3,151,000 in Pennsylvania.
- Approximately 47 million women, including 2,121,806 in Pennsylvania will now have guaranteed access to additional preventive services without cost-sharing.
- Health Center grantees in Pennsylvania have received $76,898,778 under the health care law to support ongoing health center operations and to establish new health center sites, expand services, and/or support major capital improvement projects.
- In Pennsylvania, people with Medicare saved nearly $464 million on prescription drugs because of the Affordable Care Act. In 2012 alone, 222,703 individuals in Pennsylvania saved over $168 million, or an average of $753 per beneficiary.