The Affordable Care Act (ACA) is the national health reform, which includes new responsibilities and opportunities for employers.


The bill provides incentives to help make offering health insurance coverage to workers easier and, in some cases, more affordable.


The official ObamaCare enrollment period ended on March 31, 2014. Important Notice: Its urgent, to avoid future fines and penalties, to sign up for health insurance under the Affordable Health Care Act.


Rhode Island Individuals & Families: Find out the most cost efficient healthcare insurance for you.




What you need to know


Businesses with 50 or fewer full-time equivalent (FTE) employees can use the Small Business Health Options Program (SHOP) to offer coverage to their employees.


Through SHOP you control the coverage you offer and how much you pay toward premium costs.


Tax Credits


You may qualify for a tax credit if you buy insurance through HealthSource RI and:


· You have fewer than 25 employees.


· The average wage of your employees is less than $50,000 a year.


· You pay at least half the cost of employee premiums.


To calculate your savings visit


Employers and their Employees


If your company is covered by the Fair Labor Standards Act, you must have provided a written notice to employees informing them:


  • About the Health Insurance Marketplace.
  • That, depending on any coverage you offer, they may be able to get lower costs on private insurance in the Marketplace based on their income.
  • That if they buy insurance through the Marketplace, they may lose the employer contribution (if any) to their health benefits.




If you are an employer or employee with questions please call 1-855-840-HSRI (4774)

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